college

Can Your Student Loans be Forgiven?

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2-9 student-loan-repayment

President Obama included a new repayment program for student loans in his 2016 budget proposal for Congress that will expand the income-based repayment plan put into place last summer.

“Let’s tell another one million students that when they graduate, they will be required to pay only 10 percent of their income on student loans, and all of their debt will be forgiven after 20 years- and forgiven after 10 years if they choose a career in public service, because in the United Stated of America, no one should go broke because they chose to go to college,” said President Obama in his 2010 State of the Union address.

There are 40 million Americans with student loans which adds up to $1.2 trillion in outstanding debt.

Income-based repayment borrowers make payments based on their incomes and can qualify for loan forgiveness. The Education Department plans to make all borrowers eligible for a plan involving “pay as you earn.”

For more information, visit http://www.whitehouse.gov/issues/education/higher-education/ensuring-that-student-loans-are-affordable.

Fun Things You Can Do If You’re Single This Valentine’s Day

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Being single on Valentine’s Day does not have to be dull.  If you’re bummed about not having a Valentine this year, here are a few ideas to make it a great day anyway!

1. Cook your favorite food.

2-5 Recipe Book

Make something that makes you really happy.  Comfort food or a favorite family recipe is always a good choice.  Valentine’s Day can be about loving yourself just as much as any other kind of love, so do something just for you!

2. Invite friends over for a movie marathon.

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Have some of your close single friends over and watch a few movies and eat some good snacks.  Pick movies you all love, ones you all haven’t seen before, or have everyone bring their favorite movie (if there aren’t too many of you) and just chill.  This is fun for everyone!

3. Go shopping.

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Go for some retail therapy.  You can shop alone or with friends, just make sure to get yourself something you really want.  And don’t make this an errands type of shop, treat yourself to something you don’t really need but will make you happy.

4. Throw a themed party.

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You can throw a classic Valentine’s Day themed party or something a bit more creative or specific to your group of friends.  Getting people together for a fun night is always great, but on a holiday it’s even better.

5. Have a board game night.

2-5 Game Night

A little friendly competition can turn into a great time and board games are great for making that happen.  You can go for classic board games from your childhood or go for some more adult games.  Just go for whatever you think you and your friends will have more fun with and you’re good to go!

6. Get your friends together and bake.

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Bake some Valentine’s themed treats.  Whether that’s heart-shaped cookies, red velvet cupcakes, or frosted brownies, just get everyone involved.  Have everyone decorate his/her treats with whatever toppings you pick up (red or pink icing, heart-shaped sprinkles, candy pieces, etc.) and everyone will love it!

But, most importantly: treat yourself!  Do something that you really enjoy.  Hang out with people who make you happy.  Being single on Valentine’s Day doesn’t mean you have to be alone.  Don’t get hung up about not having a significant other.  You can have just as much fun with some good friends and good food!

President Obama Proposes Free Community College

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1-13 barack-obama

President Obama announced his proposal for community college to be free for two years for responsible students. “Higher education should not be a Democratic or Republican issue. It’s an American issue,” Obama said. If the plan becomes fully implemented in the future, full-time community college students would save an average of $3,800 per year. Students would be eligible for free tuition if they attend the community college at least half-time, maintain a 2.5 GPA, and make progress toward their degree, according to White House officials. Obama’s proposal could benefit up about 9 million students across the nation, each year. The federal government would cover three-quarters of the average cost of community college and participating states would be expected to contribute the rest. “Students who started at community college during those two years and then go on to a four year institution, they essentially get half of their bachelors degree free,” Obama said, “It can be a game changer.” The White House stated that this plan would cost $60 billion over a span of 10 years. President Obama pitched his plan during his speech at Pellissippi State Community College in Knoxville, Tenn.

For more information, visit here.

White House Hosts Summit on College Affordability

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white house summit
Hundreds of college presidents from across the country joined President Obama, the First Lady, and Vice President Biden for the White House Summit to hear about new actions for students to prepare for college.

The White House hosted its second annual College Opportunity Day of Action, which focused on President Obama’s broadened agenda for higher education. The president plans to implement these steps:

1. Increasing Pell scholarships by $1,000 a year
2. Creating the American Opportunity Tax Credit, worth up to $10,000 over four years of college
3. Limiting student loan payments to 10 percent of income
4. Laying out an ambitious agenda to reduce college costs and promote innovation and competition

The president also explained the need for increased investments in America’s community colleges and simplifying the FAFSA to make it easier for potential and current college students to apply for financial aid.

For more information visit:
http://www.whitehouse.gov/the-press-office/2014/01/16/fact-sheet-president-and-first-lady-s-call-action-college-opportunity

How To Head Into Your Next Exam

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testStep 1: Prepare! Make sure you fit as much of the subject material into your brain as you can!

Step 2: Wear clothes you feel good in. Feeling comfortable or like you are putting your best foot forward will give you the right mindset going into the exam.

Step 3: Tell Yourself “I’m gonna ace this.” Believing in yourself is an important part of the process.

Step 4: Listen to your pump up playlist. If you don’t have a Pre-Exam Study playlist, make one and listen to it on your way to the exam.

Step 5: Breathe. I think this one is self-explanatory.

Step 6: Be well rested. Having to drink caffeine right before an exam can make you jittery and over think the test.

Step 7: Draw a smiley-face on the top of your exam. Just do it.

Step 8: Do your best! That’s all anyone expects of you.

Step 9: Don’t agonize about the test afterwards, there isn’t anything you can do about it.